Quoting%20commentary for Shevuot 88:7

<br><br><big><strong>הדרן עלך שבועת הדיינין</strong></big><br><br>

and as to your question: Why is he holding the pledge? That is merely as a reminder.<span class="x" onmousemove="('comment',' That he lent him money, but is no security at all, since it is not equal in value to the debt.');">¹⁴</span> <big><b>MISHNAH: </b></big>ALL WHO TAKE AN OATH [ENFORCED] IN SCRIPTURE, TAKE AN OATH, AND DO NOT PAY.<span class="x" onmousemove="('comment',' i.e., according to the Torah, it is the defendant in the action who takes the oath that he does not owe, and is exempt from paying.');">¹⁵</span>

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